At Generations Realty Group, Keller Williams Across Atlanta, we are dedicated to helping you find the home that is perfect for you and your family!  Let GRG Personally Search for a Home that Matches Your Criteria! 

• We use advanced computer technology to find the homes that will meet your needs!  We are aware of every property on the market in this area. We even know of properties that will be available, but have yet to be formally be placed on the market.
   
• We have direct access to the local MLS (Multiple Listings Service), and also to every other agent in the area and all of their listings.  If you give us some idea of what you are looking for, we will personally review all our sources of listing information and send you everything within your price range, that matches your criteria. Generations Realty Group can save you a great deal of time!
   
• We ask extensive questions of you during our first few conversations in order to understand your needs and wants, versus availability and limitations. 
   
• We provide you with a list of qualified vendors to use in your Home Buying adventure!
   
• We work together to find the best home for you, to negotiate the best deal, and advise you on what you need to do to make it all happen!  We handle the details to enable you to make your home buying dream come true!

Buying Your First Home?
The Generations Realty Group Can Help!

You might be a bit afraid of or intimidated by the whole process of buying your first home. As your Realtor, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

• How much can you really afford?
• How to qualify for a mortgage.
• How much cash you should put down.
• How to buy a home with little or nothing down.
• What it takes to get approved for financing. What banks and other financial institutions are looking for.
• How much your payments will be.
• The tax advantages of buying.
• Is renting or buying better for you?

Tell us a bit about your situation in the form below. A GRG agent will get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below.  * Is a required field.

Real Estate Tax Tips ~ Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home), in a four or five bedroom home with a large equity, have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the payment and mortgage you can afford. But will the bank feel otherwise? It's always best to prequalify for a mortgage so you know exactly how much a financial institution is willing to lend you. 

In the prequalification process, you will find out: 

• Exactly how much home you can afford.
• How much cash you will need for the down payment.
• The minimum down payment, and advantages of higher down payments.
• What the bank feels you can afford for a monthly payment.

Generations Realty Group helps buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than a qualified mortgage broker. This service is also provided free of charge, and without any obligation on your part. It is part of our job as a Realtor.

Once you fill out the form, we will quickly process your information and get right back to you!